Do you know your needs?


Personal Insurance Products:

Homeowners/Condo, Renters/Tenant, Flood, Landlords, Automobile, Classic Cars, RV’s, ATV’s, Golf Cart, Motorcycle, Boats/Yachts, Personal Umbrella Liability, Valuable Item Riders, Specialty Vehicles.

Have you ever sat down and looked at your different coverages? Did you ever wonder where the dwelling coverage amount came from? Why can’t you just limit yourself to the state minimum on liability? What happens if your personal laptop is stolen while you’re at the coffee shop? Why did insurance not replace your hot water heater when it burst? We can answer these questions and many more.


Life and Health Insurance Products:
Term Life, Universal Life, Mortgage Protection, Whole Life, Annuities, Long Term Care, Long and Short Term Disability, Health Insurance.

What is your most important asset? Not your home or car – it’s your life. What happens if you become disabled? Will your family be able to maintain their current lifestyle if you pass away? Why should you secure life insurance now, especially if you don’t have children yet? Let us discuss why prudent decisions made today will make the next 10, 15, and 20 years better.

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Business Insurance Products:
Professional Liability, Commercial General Liability, Errors & Omissions, Commercial Property, Commercial Vehicle, Bonds, Key Person, Inland Marine Floaters, Workers Compensation, Restaurants, Retails Sales, Services, Home Business, Technology, etc.

Why does every driver need to be listed on your commercial vehicle policy? If your only car is listed in your Corporation, LP or LLC name, can you get coverage for a personal use rental? Why do you need to cover the finish-out of your business? Why do you need key person coverage? Why do you need professional and general liability? We can answer all these and many more.


Here are a few of the companies we represent:

  • Safeco
  • The Hartford
  • MetLife
  • Foremost
  • Chubb
  • Progressive / ASI
  • Encompass
  • Travelers
  • Zurich
  • Infinity
  • Allstate